Ghostheads

The 4% payment rule was introduced in the 90s and is based on the performance of shares for a period of 50 years from 1926 to 1976. William Bengen, a financial advisor, conducted an in-depth study in 1994 that assessed historical returns on stocks and bonds between 1926 and 1976, taking into account in […]

The long-term temperature objective of the Paris Agreement is to keep global average temperature rise well below 2°C (3.6°F) above pre-industrial levels; and strive to limit the increase to 1.5°C (2.7°F), recognizing that this would significantly reduce the risks and impacts of climate change. This goal should be achieved by reducing emissions as quickly […]